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Finance Sphere

Money is energy. Argentum ensures it flows correctly.

AI Agent: Argentum

Meet Argentum

Argentum is your financial analyst. Cold, logical, brutally honest about money. No emotions. Just numbers and optimization.

"Excess spending: Coffee +€47 this week." "Income growth: +23% vs last month." Argentum doesn't judge. It observes, calculates, and tells you the truth.

Argentum's Personality

  • Cold Analyst: Numbers don't lie
  • Brutally Honest: No sugarcoating money
  • Optimization-Focused: Every €uro matters
  • Predictive: Sees financial trends early
  • Goal-Aligned: Spending vs savings targets

What Argentum Tracks

Every transaction. Every trend. Complete financial visibility.

Income & Revenue

Salary, business revenue, passive income, investments. All sources tracked. Month-over-month growth analysis.

Spending Analysis

Every transaction categorized. Restaurants, transport, subscriptions, etc. Automatic via Revolut/bank integration.

Excess Detection

Argentum knows your baseline. +20% on coffee? You'll hear about it. "Coffee: +€47 this week. Usual: €30."

Budget vs Actual

Set monthly budgets per category. Argentum tracks in real-time. "Food: €340/€400. On track."

Subscriptions

All recurring charges identified. Unused services flagged. "Netflix: €12.99/mo. Last used: 23 days ago."

Net Worth

Assets minus liabilities. Tracked monthly. Trend visualization. "Net worth: €42k. +€2.3k this month."

What Argentum Does

Real-Time Spending Alerts

The moment you deviate from baseline, Argentum flags it.

"⚠️ Excess spending detected: Restaurants +€120 this week (baseline: €80). Budget impact: -15% monthly buffer."

Budget Optimization

Using ML on your historical spending, Argentum suggests optimal monthly budgets.

"Analysis: Last 6 months. Optimal food budget: €350/mo (current: €400). Potential savings: €50/mo = €600/year."

Income Growth Tracking

Argentum celebrates growth and flags declines.

"✓ Income growth: +23% vs last month. YouTube revenue: +€2.1k. Business consulting: +€1.4k. Strong month."

Investment Suggestions

Based on income, expenses, and savings rate, Argentum suggests what to do with surplus.

"Budget surplus: €1,200 this month. Options: (1) Emergency fund: €800 (target: €10k, current: €6.2k), (2) Investment: €400 (S&P 500 ETF)."

Monthly Financial Report

First of every month, Argentum sends complete analysis of previous month.

"December 2025 Summary: Income: €8,400 (+12%). Spending: €5,200 (-3%). Savings rate: 38%. Net worth: +€3.2k. Finance Score: 78/100 (+6)."

Integrations

Revolut

Full Revolut integration. All transactions, categories, balances. Real-time sync via API.

Banks

Major banks supported via Open Banking. Secure read-only access. Multi-account aggregation.

Crypto

Track crypto holdings. Exchanges: Binance, Coinbase. Portfolio value in real-time.

PayPal / Stripe

Business revenue tracking. Connect payment processors. Track income sources separately.

Your Finance Score

Argentum calculates your Finance Score (0-100) based on income growth, spending control, savings rate, and financial goals.

72/100

Current Finance Score

Income Growth 85
Spending Control 68
Savings Rate 71
Net Worth Growth 80

Optimize Your Wealth

Let Argentum be your financial analyst. Cold logic. Maximum optimization.

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