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Transactions & Categories

Complete transaction ledger with category breakdown

Category Breakdown (Last 30 days)

Spending by Category

Food & Dining €680 Transport €390 Subscriptions €290 Entertainment €240 Other €220
Category Amount % of Total
Food & Dining
€680 37%
Transport
€390 21%
Subscriptions
€290 16%
Entertainment
€240 13%
Other
€220 12%
Total Expenses €1,820 100%

Recent Transactions (Last 30 days)

Date Description Category Account Amount
Jan 3 Consulting Payment - Acme Corp Income Wise Business +€2,500
Jan 5 Whole Foods Market Food & Dining N26 Main -€87.45
Jan 5 Uber Trip Transport Revolut -€24.80
Jan 4 Netflix Subscription Subscriptions N26 Main -€15.99
Jan 4 Restaurant - Le Bernardin Food & Dining N26 Main -€125.00
Jan 3 Spotify Premium Subscriptions Revolut -€9.99
Jan 2 Cinema Tickets - AMC Entertainment N26 Main -€32.00
Jan 2 Trader Joe's Food & Dining Revolut -€64.20
Jan 1 Gas Station - Shell Transport N26 Main -€58.30
Dec 31 Amazon Prime Subscriptions Revolut -€8.99
Dec 30 Starbucks Food & Dining N26 Main -€12.50
Dec 29 Book Purchase - Amazon Other Revolut -€28.99
Dec 28 Gym Membership - Equinox Other N26 Main -€185.00
Dec 27 Restaurant - Nobu Food & Dining N26 Main -€198.50
Dec 26 Uber Trip Transport Revolut -€18.90
Dec 25 Grocery - Whole Foods Food & Dining N26 Main -€92.30
Dec 24 GitHub Pro Subscriptions N26 Main -€7.00
Dec 23 Concert Tickets Entertainment Revolut -€145.00
Dec 22 Gas Station - BP Transport N26 Main -€54.50
Dec 21 Coffee Shop - Blue Bottle Food & Dining Revolut -€8.50
Dec 20 Restaurant - The French Laundry Food & Dining N26 Main -€340.00
Dec 19 Lyft Ride Transport Revolut -€16.20
Dec 18 ChatGPT Plus Subscriptions N26 Main -€20.00
Dec 17 Trader Joe's Food & Dining Revolut -€73.20
Dec 16 Movie Streaming Rental Entertainment N26 Main -€5.99
Dec 15 Gas Station - Chevron Transport Revolut -€62.40
Dec 14 Pharmacy - CVS Other N26 Main -€14.50
Dec 13 Lunch - Chipotle Food & Dining Revolut -€18.75
Dec 12 Claude Pro Subscription Subscriptions N26 Main -€20.00
Dec 11 Uber Trip Transport Revolut -€21.80
Dec 10 Restaurant - Zuma Food & Dining N26 Main -€165.00
Dec 9 Podcast Hosting - Transistor Subscriptions Revolut -€19.00
Dec 8 Game Purchase - Steam Entertainment N26 Main -€59.99
Dec 7 Whole Foods Market Food & Dining Revolut -€95.80

Showing 32 transactions from last 30 days

Transaction Insights

Food & Dining is largest expense category

Trigger: €680 spent on Food & Dining (37% of total expenses).

Evidence: 3 high-end restaurant visits (€340 + €198 + €165 = €703 total). Daily coffee/lunch adds €150. Groceries account for €327.

Interpretation: High-end dining is discretionary spending spike. This conflicts with Finance Discipline sprint goal.

→ Suggested: Cap restaurant spending at €100/week. Reduce fine dining to 1x/month during Launch Sprint.

Subscriptions total €290/month (recurring fixed cost)

Trigger: 9 active subscriptions identified totaling €290.

Evidence: Netflix (€16), Spotify (€10), Amazon (€9), GitHub (€7), Claude Pro (€20), ChatGPT (€20), Transistor (€19), others.

Interpretation: Fixed cost that recurs monthly. Most subscriptions are business/productivity tools (justified). Entertainment subscriptions are €35/month (Netflix + Spotify + Amazon).

→ Suggested: Keep business subscriptions. Consider consolidating entertainment to 2 services (save €10/month).

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